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How to Maximize Savings on California Insurance —
Understand Terms Commonly Used In Automobile Policies
Terms commonly used In automobile insurance policies.
What to Keep in Mind When Shopping for Automobile Insurance
Automobile insurance is a contract that helps pay for certain types of financial losses or obligations resulting from the use or ownership of an automobile. Having the right insurance coverage may prevent you from suffering a large financial loss in the event of an automobile accident.
Avoid Staged Accident's
It happens more than you might think—a driver causes an accident to collect the insurance money -- you could become a victim.
Maintaining Insurance Coverage During Financial Difficulty
Having difficulty maintaining insurance? Be sure to consider raising your deductibles or lower your insurance coverage to make insurance more affordable. Get a quote from your agent for potential changes and alternatives to lower your insurance costs.
Understand Covered Perils in an Insurance Policy
A peril is a source or cause of damage or loss. An insured peril is a source or cause of damage or loss which is covered by your insurance policy. With regard to a home insurance policy, the insured perils depend on the type of policy you have.
Flood Insurance
Did you know US Residents who live on floodplains are more than four times as likely to experience a flood than to have a fire in their home? Or that more than 25% of all flood claims originate from households in low to medium-risk flood areas? Every state has a flood zone, and with these statistics even homeowners not residing near a flood plain should consider flood insurance.
Go Green With the California Green Home Program
Add an extra layer of protection to your home or condo policy that can help you repair or rebuild with green materials and methods in the event of a covered loss.
Today’s environmentally conscious consumers are more interested than ever in green products and services. With government incentives, industry advertising, and a growing desire to reduce our environmental footprint, going green with the Green Home Program is an appealing option for many homeowners!
Purchasing Commercial Auto Insurance
Unlike personal auto, the commercial auto market is very dynamic. Commercial vehicle values are influenced by a variety of factors, including, regulations on equipment standards, seasonality of work and demand, regional valuation differences, large fleet purchases creating a surplus of used equipment and a multitude of other local factors.
